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Category: Finance

Nov 10

Bank Instruments

Definition of a Bank Instrument? Bank instruments are assets that can be traded, or they can also be seen as packages of capital that may be traded. Most types of financial instruments provide efficient flow and transfer of capital all throughout the world’s investors. These assets can be cash, a contractual right to deliver or […]
Apr 22


Definition of a Bond A bond is a fixed income instrument that represents a loan made by an investor to a borrower (typically corporate or governmental). A bond could be thought of as an I.O.U. between the lender and borrower that includes the details of the loan and its payments. A bond has an end date when the principal of the […]
Apr 22

Lender (SBLC/BG)

Definition of a Lender A lender is an individual, a public or private group, or a financial institution that makes funds available to another with the expectation that the funds will be repaid. Repayment will include the payment of any interest or fees. Repayment may occur in increments (as in monthly mortgage payment) or as a […]
Apr 22

Fixed-Income Security

Definition of Fixed-Income Security A fixed-income security is an investment that provides a return in the form of fixed periodic interest payments and the eventual return of principal at maturity. Unlike a variable-income security, where payments change based on some underlying measure such as short-term interest rates, the payments of a fixed-income security are known […]
Apr 22

Financial Institution

Definition of a Financial Institution A financial institution is a company engaged in the business of dealing with financial and monetary transactions such as deposits, loans, investments, and currency exchange. Financial institutions encompass a broad range of business operations within the financial services sector including banks, trust companies, insurance companies, brokerage firms, and investment dealers. […]
Apr 22

Equity Lines of Credit & Equity Loans

Equity Lines of Credit & Equity Loan Principles  Equity lines of credit & equity loans both use the equity in your business – that is, the difference between your business’s value and your mortgage balance – as collateral. One of the biggest perks of home ownership is the ability to build equity over time. You […]
Apr 22

Credit History

Definition of a Credit History Credit history is a record of a consumer’s ability to repay debts and demonstrated responsibility in repaying debts. A consumer’s credit history includes the following: Amount of available credit used Whether bills are paid on time Number of recent credit inquiries Number and types of credit accounts How long each […]
Apr 22

International Finance

Definition of International Finance International finance is sometimes known as international macro economics is a section of financial economics that deals with the monetary interactions that occur between two or more countries. This section is concerned with topics that include foreign direct investment and currency exchange rates. International Finance Corporation The International Finance Corporation (IFC) […]